What does pioneer bank & trust do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Transaction history
- Credit history
- Overdraft history
- Employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list reasons financial companies can share their customer’s personal information; the reasons Pioneer Bank & Trust chooses to share; and whether you can limit this sharing.
Does Pioneer Bank & Trust share?
For our everyday business purposes — Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Pioneer Bank & Trust share:
Yes
Can You Limit This Sharing:
No
For our marketing purposes — To offer our products and services to you
Does Pioneer Bank & Trust share:
Yes
Can You Limit This Sharing:
No
For joint marketing with other financial companies
Does Pioneer Bank & Trust share:
Yes
Can You Limit This Sharing:
No
For our affiliates’ everyday business purposes — Information about your transactions and experiences
Does Pioneer Bank & Trust share:
No
Can You Limit This Sharing:
We don’t share
For our affiliates’ everyday business purposes — Information about your creditworthiness
Does Pioneer Bank & Trust share:
No
Can You Limit This Sharing:
We don’t share
For nonaffiliates to market to you
Does Pioneer Bank & Trust share:
No
Can You Limit This Sharing:
We don’t share
Questions?
Call (605) 717-2265 or go to www.pioneerbankandtrust.com
What we do
How does Pioneer Bank & Trust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Pioneer Bank & Trust collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Make deposits or withdrawals from your account
- Tell us about your investment or retirement portfolio
- Show your driver’s license
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Pioneer Bank & Trust has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Pioneer Bank & Trust does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include
- Securities Broker/Dealer
- Insurance Agents
- Mortgage Bankers Credit
- Card Processors Credit
- Card Companies
Other important Information
Your privacy is important to us at Pioneer Bank & Trust. We want our customers to understand what information we collect and how we use it. At Pioneer Bank & Trust, we believe the protection of your privacy is one of the most important responsibilities we have.
